Our Services
At Liz Insurance Agency, we provide a wide range of insurance and support services designed specifically for the trucking industry. Whether you're an owner-operator or managing a growing fleet, our team is here to keep your business protected, compliant, and moving forward.
INSURANCE
Commercial Auto Trucking Liability – Covers liability for trucks used in business operations.
Personal Auto Liability – Protects you from liability when driving your personal vehicle.
Physical Damage Truck Insurance – Covers repairs or replacement of your truck after damage.
Cargo Insurance – Protects the load you’re hauling against loss or damage.
Artisan – Coverage for contractors and small trade businesses.
Bobtail – Liability coverage when driving your truck without a trailer.
Recreational Vehicle – Insurance for RVs, motorhomes, boats and travel trailers.
Home – Protection for your home, belongings, and liability.
Property – Covers business property, equipment, and physical assets.
General Liability – Protects your business from third-party injury or property claims.
Umbrellas – Extra liability protection above your underlying policies.
Events – Short-term coverage for special events and gatherings.
NEW BUSINESS
LLC
A Limited Liability Company that legally registers your business and protects your personal assets from business-related liabilities.
EIN
An Employer Identification Number issued by the IRS. It’s your business’s tax ID number, needed for banking, payroll, and forming an LLC.
USDOT
A number issued by the U.S. Department of Transportation that identifies your trucking business and tracks safety, compliance, and inspections.
USDOT PIN
A secure PIN used to access and update your USDOT/ FMCSA records, including MCS-150 updates and other filings.
TXDOT
A state number required by the Texas Department of Transportation for intrastate carriers operating only within Texas.
MC#
A Motor Carrier number issued by the FMCSA for interstate carriers (those who transport goods across state lines). Required for operating authority.
MVR
A Motor Vehicle Record that shows a driver’s driving history, including violations, accidents, and license status. Often required by insurance companies.
OTHER SERVICES
Biennial Update – Required FMCSA update every year to keep your USDOT active.
Clearinghouse – FMCSA database for CDL drug & alcohol violations; required enrollment.
Drug Test Enrollment – Mandatory DOT drug and alcohol testing program for CDL drivers.
TXDOT Renewal – Renewal for intrastate carriers operating only in Texas.
Overweight Permit – Permit allowing trucks to haul loads above standard weight limits.
2290 – Annual IRS tax for trucks 55,000 lbs+ (Heavy Highway Vehicle Use Tax).
BOC-3 – FMCSA filing that designates your process agent for operating authority.
UCR – Annual registration for interstate motor carriers.
Certificate of Insurance – Proof of your insurance coverage for shippers and brokers.
Contact us
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